The NeigborWorks^® HomeOwnership Center is approved to originate, underwrite and sells mortgages to:

• New Hampshire Housing Finance Authority (NNHFA)
• Neighborhood Housing Services of America. (NHSA)

New Hampshire Housing Finance Authority is a statewide Single Family Mortgage Program (condo, singles families, multi families up to 4 units) for first time home buyers. The program offers mortgages through a network of participating lenders. Interest rates vary with source of funds, but generally are one to two points below market rates. Underwriting criteria is generally less restrictive then conventional lending products.

NHFFA offers a "Cash Assistance" (up to 4% of the loan amount) with a minimum of 1% of borrowers own funds to help with down payment assistance, closing cost and pre-paid expenses.

More information on NHHFA guidelines and income and purchase price limits can be accessed on their web-site www.nhhfa.org.

Neighborhood Housing Services of America is a national mortgage lender that offers a variety of lending products that are available to first time buyers and home owners that would like to re-finance their mortgages homes for more favorable terms or to pay off debt. NHSA provides a superior alternative to the high cost loan products offered sub-prime and predatory lenders.

Borrowers can access loan with a minimum of $500 down and if eligible use a second mortgage for down payment and closing costs assistance.

For more information on NHSA can be accessed on their web-site www.nhsofamerica.org.